CIR has a full staff of collectors specializing in the recovery of delinquent accounts. Throughout the entire process, these accounts are supervised by attorneys, experienced collectors, skip tracers and paralegals. By implementing our cradle to grave account practice, we provide a unique and supportive environment for our clients and their customers. Each collector is assigned a practical number of accounts to manage from the date of placement to the satisfaction of judgment. By focusing on a limited number of accounts, each collector can establish a relationship with the consumer and maximize pre- and post-litigation collection.
Preferred Account Types:
Oil Fraud
Checks Probates
Signature Automobile
Over Drafts Government
Commercial Health Care
Credit Cards Student Loans
Tuition Loans Gas and Electric
Telecommunications
CIR also staffs an experienced group of bilingual personnel that can provide our clients the ability to successfully reach the ever-growing Spanish-speaking population.
Litigation/Collections
CIR staffs a range of experienced collection attorneys. The three partners are attorneys and the staff includes additional seasoned attorneys.
Prior to filing a lawsuit, we attempt recovery through our litigation collectors, who are skilled in preventing unnecessary legal action. After a suit is filed, we continue our collection efforts, including asset location, until the judgment is satisfied.
Foreclosures
CIR, LLPs foreclosure unit handles the entire foreclosure process from cradle to grave. Additionally, the unit handles forebearance agreements, deeds in lieu of foreclosure and loan modifications.
Probate
CIR, LLP has the capability to successfully represent the creditor throughout the probate process. Services offered include:
Filing Creditor Claim
Consistent contact with the estate attorney or personal representative regarding the status of the probate
Handling negotiations for insolvent estates and settlement parameters with estate attorney
Litigating rejected claims
Forwarding payments to client
Bankruptcy
CIR, Law Offices has over 10 years of experience representing secured and unsecured creditors in bankruptcy proceedings (all chapters). CIR also offers nationwide representation, utilizing a network of bankruptcy attorneys located throughout the United States. Services offered include:
Relief From Stay
Non-dischargeability complaints
Objections to Plan
Filing Proof of Claims
Rule 2004 Examinations
Objections to cram downs
Reaffirmation Agreements
Attending 341 meetings
Objecting to secured value